As an entrepreneur, you’re naturally driven and focused. You’re an expert in your business, but there are times when it makes more sense to delegate. You don't need to make insurance decisions on your own or pick a generic policy that doesn't fit your business. There are enormous benefits to partnering with an independent insurance agency that can maximize your protection and get you the right coverage for your business at the right price. All business owners should find an insurance agent.
What You Need to Know
Having an insurance agent’s advice is important because every business is different. An agency that specializes in one industry has the experience from working with other companies that are similar to yours, so we can quickly guide you toward industry-specific coverages you might need or help you identify potential risks and how to mitigate them. Your agent provides an expert set of eyes and ears when it comes to risk.
Picking the Right Insurance Agent
Insurance is a commitment and not just any agent will fit your business. Below are a few questions to ask when considering what insurance company or agent to trust with your business.
- Does he or she have experience in my industry?
- How many years have they been in business?
- Have my friends or business associates recommended this person?
- Do I feel comfortable with this agent?
This last one is crucial because of the nature of insurance. Improper coverage will burn you in the event of a claim, and having an agent you trust is essential to maintaining peace of mind while you focus on growing your business.
An Agent You Can Trust
Insurance is complicated. Make a mistake choosing your coverage, and damage to a customer’s property or an injury could bankrupt your business. It's time to pay attention to the risk of not hiring a professional to guide you through the insurance process. There are many insurers who will write policies in the powerwash industry, but many exclude crucial coverages, such as care custody and control, in the fine print. You need a company that looks out for your best interest and will discuss the coverage your business needs to succeed.
Check out the video below for Joseph D. Walters Insurance to gain some insight into choosing the right insurance for your company.